It was hard to figure out what your problem was with that poorly worded question. Are you against global index funds? Is it the math behind the 4% rule that bothers you? Is it the principle behind stocks? Are you doubting if early retirement is possible? Or is it about the rich being too rich and you think we’re contributing to it??! Please explain further.

Usually people will tend to elaborate. At least those who are interested in having a conversation do.