Today on Melbourne roads:
- Bicycle rider jumping a speed bump on the wrong side of the road nearly hit us.
- Doing 105 on the Calder overtaking a bunch of cars doing 90. SUV towing a caravan cuts me off and proceeds to fish tail and nearly lost control a few times.
- Tonight also on the Calder. Absolutely pissing down so most of us were cruising at 80kmh. Except for that muppet who decided that he could fly past at maybe 120.
- Doing 80 on a very quiet rural road of some sort. No idea what I did wrong but a bird somehow managed to land a massive shit on our windshield. Of all the places and time they could’ve shitted, it had to be on us driving past under the tree.
Anyone here have suggestions/know of an unbiased financial advisor?
We’re paying way too much on car rental now so looking to replace that with our own car.
Tossing up between buying a brand new 2023 Corolla hybrid sedan for $37k driveaway, getting a used 2020 Corolla hybrid hatch with 52000km for $30k driveaway (but my wife and I collectively agree that the 2023 option would be better). From dealer.
Also tossing up between a novated lease vs a People Choice Credit Union car loan (not doing cash anymore). Have trouble doing a true comparison taking into account the balloon payment but from my limited abilities, it seems like the CU is cheaper when factoring in that $11k novated balloon.