The shortish version is that Musk was caught recently using a POE2 character that he absolutely could not have made on his own. Fragile lil’ fella’ had to buy a top-tier account and stream himself playing to try and prove how great he is… and was immediately called out when it was clear he had little-to-no clue what he was doing.
It’s definitely a risky move, for the reasons you already called out. But sane? Yeah, probably. I’ve known a few people over the years that have done similar moves: dropping out of high-pay/prestige positions due to the stresses and general unhappiness. They’ve almost always ended up generally happier for the change. Just don’t be afraid to acknowledge if the move isn’t working. Don’t talk yourself into staying in a bad situation because you don’t want to admit that the move isn’t working.
(but also: drop an update in a few weeks. I’m now curious to see how this goes for you.)