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Joined 2 years ago
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Cake day: July 25th, 2023

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  • Yes if you are okay with accepting market losses which could be significant. Its true that the stock market typically is seen to keep your value on track or better than inflation rate but there are risks.

    Rates are pretty good right now (~5%) for a money market fund and it only takes a day or less to free up those funds and transfer them to your bank account.

    If you have a 20% loss in the stock market you are forced to realize that loss if an unexpected expense comes up.

    And it can be way more risky if you are doing individual stocks or pretending like you know what your doing. Some stocks go through corporate actions that tie up funds for indefinite periods, or of course go bankrupt in some situations. Monthly/daily compounded 5% return on a money market is better than idle cash but still very safe.












  • You are never wasting your time with unfinished projects no matter how unrelated it might seem to your current interests.

    You dont have the right mindset yet to push through and finish a project, mostly because of poor ideation of the full project, rather than how things get done logically on your code.

    You dont need to just be a developer, you are a professional problem solver of all kinds and any obstacle can get absolutely FUCKED if it thinks its going to keep you from getting to the next step.

    Project management is important and theres a free textbook link below, but working alone and without a bugdet or real time constraints gives you the freedom to work on any aspect of a project as you feel like it… and can switch between focuses so you can dream about how users will interact with your project, or what algorithm could solve a specific problem in the project. The key is to write (type) everything down and don’t stop. And you really dont even want to be coding at this point… just pseudo code… class diagrams… different visualizations.

    And hey if you burn out and lose focus, you identified what you need to learn and maybe even have something to show for it. Yes minimizing these slips gets easier but once you start going through the complex motions of realistic projects you will eventually start memorizing.

    https://pressbooks.ulib.csuohio.edu/project-management-navigating-the-complexity/