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Joined 2 years ago
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Cake day: June 12th, 2023

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  • Your time and energy is far more valuable than your money.

    I would recommend using that money as an emergency fund, and getting involved with an activist organization working to stop climate change. There are a wide range of them, with tactics ranging from legislative pressure to property destruction and civil disobedience. Believe it or not, there are lots of small local problems that a small group can meaningfully impact, and will add up.

    While there are systemic problems that cannot be solved by an individual, they can be solved by collective organization. You have to be part of that collective if you want to stop climate change.









  • 2.5 million people qualified for this plan, one of 5 that were put in place.

    The plan was largely targeting dropouts, because they tend to be most trapped by loans. They don’t get any income benefit from a college degree, and tend to have lower paying jobs. If you’re doing income based repayment at minimum wage, it’s possible for your loan principle to grow continuously.

    I’m not saying it’s perfect, but it definitely would have helped people.












  • There are some good answers here, but I would also note that because the legal system is adversarial, continued investment can go a long way towards a desired outcome. If you can afford a parade of experts, huge amounts of gathered evidence, and contingency plans researched and prepared by dozens of lawyers and paralegals, you’ll do better in court.

    It’s an arms race, so the “best” lawyers have spent the most on arms. That also means that even the worst lawyers have to invest a lot to keep up.