• MattEnglish
    1·
    3 months ago

    This is very disappointing. I was hoping there would be some decent earning categories like the Verizon credit card that gets 4% back on gas, grocery, and dining. This card would only get me about $3 back per month from my T-Mobile bill. The only way I would consider the card at this point is if there is a decent sign up bonus. I will most likely be sticking with my PenFed debit card that offers phone insurance.

    • shortwavesurfer@lemmy.zipOPMEnglish
      11·
      3 months ago

      Yeah, I don’t do the whole credit card thing. I would rather not pay somebody 20 plus percent.

      What I do instead is pay for things with money I actually have.

      • MattEnglish
        11·
        3 months ago

        You do not pay interest on credit cards as long as you pay it off by the due date. You are leaving money on the table by not using them. You should be getting 2% or more back on nearly all purchases. That adds up quickly. Having credit cards also helps build credit history which will be needed if you ever need to take out a loan or mortgage.

        • shortwavesurfer@lemmy.zipOPMEnglish
          11·
          3 months ago

          I don’t particularly care about 2% when I get 15% by holding and using Monero instead of the dollar.