Instead of buying your next expensive iPhone, why not just never own it at all?
  • Art3mis@lemmy.blahaj.zoneEnglish
    21·
    6 days ago

    This was so insanely predictable. I wouldnt be surprised if all the tech giants move to do the same. “you will own nothing”

    • jj4211@lemmy.worldEnglish
      2·
      6 days ago

      Not the beginning, ‘Device as a Service’ has been the buzzword as of late, but basically has been a thing for decades. I remember twenty years ago scratching my head at why the company I worked at paid more to lease desktops for three years than it would have cost to just buy them outright, or even finance them.

      • SocialMediaRefugee@lemmy.worldEnglish
        0·
        6 days ago

        The amount we spend on cloud hosting I keep suggesting (and I think they are starting to listen) that having on-prem hardware makes financial sense again. We have the staff to run them already anyway.

        • jj4211@lemmy.worldEnglish
          1·
          6 days ago

          Heh, to some extent I think the hardware vendors have done this to themselves.

          They try to balance “good TCO if you just buy it” but simultaneously say “but it sucks to own the equipment you need to pay us exorbitant services fees to make it easier to own”.

          Nothing unique to IT, certainly car manufacturers love to first sell you on how robust the car is and then try to scare you into thinking it’ll turn to dust if you don’t buy extended warranties…

  • 17jGuFCOn89iY@lemmy.worldEnglish
    25·
    6 days ago

    You’re still paying for the more expensive ram. It’s just baked into a higher monthly rental payment. Why pay more for ram one time when you could pay more for ram every month for the rest of your life?

    • Jason2357@lemmy.caEnglish
      10·
      6 days ago

      When a company says it has a “solution” for the high price, they means they have a “solution” for the big number on the sticker. Not that they actually care about affordability.

      • adarza@lemmy.caEnglish
        3·
        6 days ago

        when the $ numbers start getting big and scary, just extend the length some more to make it look ‘cheaper’… like 8 year car loans and 50 year mortgages.

        • jj4211@lemmy.worldEnglish
          2·
          6 days ago

          Yeah, had a car dealer try to say “the price doesn’t even matter, only the monthly payment matters, right?”

          The problem for those of us who know better: this reasoning works on most of the customers and it’s more profitable to do that than cater to more savvy customers.

  • THE_GR8_MIKE@lemmy.worldEnglish
    19·
    6 days ago

    I am so happy I built a new computer at the end of 2024. It may realistically last me two decades at this rate. I got one decade out of the last build.

  • dunestorm@lemmy.worldEnglish
    8·
    5 days ago

    I’d rather go back to 2007 and main my Intel Core 2 Duo than rent a PC. We’re going backwards not forwards guys…

  • rmuk@feddit.ukEnglish
    5·
    5 days ago

    Honestly, the level of doublethink on display by some Apple fans is impressive normally but this is amazing. Apple “defeats” RAM prices by making you pay for something several times over while not actually getting to own it? Fucking bootlickers.

  • njordomir@lemmy.worldEnglish
    9·
    6 days ago

    On a practical note: we need to mock this to the point that anyone who actually does it will instantly be a social pariah. This needs to be so embarrassingly stupid that the companies who offer it literally blush, something non-human entities typically can’t do. Gamers Nexus had a good video about NZXT doing this and broke down the math for the numerically challenged.

    Any other ideas for making this fail in a country where the consumer protection agencies are often worse than nobody paying attention at all?

  • morto@piefed.socialEnglish
    23·
    7 days ago

    Looks absurd, but I’m sure a lot of people will pay for it and next year we will have news about apple getting record profits

    I’m too tired of all this

  • Wispy2891@lemmy.worldEnglish
    201·
    7 days ago

    Leasing is not renting

    For tech stuff basically a financial entity buys the goods for you at full MSRP (they calculate a almost 100% depreciation over the term), then you pay that full price + interest over 48/60 installments, and when you’re done, they take the goods back and sell it back via some liquidator.

    And because the financial entity bought the stuff for you especially to lease it, you’re contractually obligated to pay until the end of the contract, can’t just get it for a month and then be done with it

    You paid $1200 to use something worth $900 for four years and then it’s not yours

    Unless you’re a business and the accountant says that’s better for taxes, leasing something doesn’t make sense

    • GoatSynagogue@lemmy.worldEnglish
      15·
      6 days ago

      I hope you’re not saying this in general terms, because leasing absolutely has its benefits even to individuals, especially for cars.

      • Wispy2891@lemmy.worldEnglish
        62·
        6 days ago

        for cars it makes sense only if you really need to have a new vehicle every 3 years and you really need to have an all inclusive insurance that covers everything

        otherwise you save thousands by taking a loan, get limited liability insurance, then sell it after 5-6 years

        although the absolute savings (for a newish vehicle and not a shitbox) is to get a used one ex-leasing (max 3 years old, low mileage, all maintenance made correctly because the leasing company paid for it) then sell it after 3-4 years (or keep it until it becames a shitbox)

        • Jason2357@lemmy.caEnglish
          1·
          6 days ago

          Heck, even paying for full comprehensive insurance, you still come out ahead by buying on a loan and keeping it for more than 3 years.

          The crux is that decently priced loans are denied to the people who actually need it, but leases are not.

          • Wispy2891@lemmy.worldEnglish
            1·
            6 days ago

            And also that the car dealer takes a way fatter commission on a lease (commissions on insurances, commission on the extended warranty) so (at least here in my country) sometimes they “accidentally” incorrectly fill the request form with “wrong” data (like higher income, different employment status and so on)